Westlake Village, CA Office

OverRidge Wealth Advisors serves individuals, high‑net‑worth clients, business entities, trusts, estates and charitable organizations, providing discretionary and non‑discretionary investment advisory services and standalone financial planning and consulting. The firm manages portfolios across individual equities, fixed‑income, mutual funds and ETFs, and may recommend private investments or other specialized vehicles when clients meet qualification criteria.

Advisers begin by documenting client objectives and then allocate and monitor assets using a mix of charting, fundamental and technical analysis, with the ability to hold defensive cash positions when deemed prudent. For qualified clients the firm may recommend or allocate to structured and index‑linked notes and other private offerings, and it manages variable annuities on a tactical basis; the brochure was recently amended to add disclosures about those structured/index‑linked notes and related risks.

Noteworthy aspects disclosed in the brochure include participation in an unaffiliated wrap/platform program that the firm makes available only to existing platform clients and for which the platform assesses a quarterly maintenance fee that can be waived at a balance threshold, an arrangement the firm acknowledges can create an allocation incentive. The firm’s representatives may also be licensed insurance agents and maintain broker‑dealer registrations that result in ongoing trail commissions on legacy products, and the firm discloses it will exclude variable annuity values from assets under management when such trail commissions are received, creating potential conflicts of interest that are identified in its disclosures.