A complete list of active advisors currently associated with Pacific Capital Associates

Warmer can help you find a great advisor at Pacific Capital Associates or one who fits your needs even better.

Pacific Capital Associates provides investment advisory and planning services to individuals (including high‑net‑worth clients), trusts, retirement plans, and business entities. Its offerings include comprehensive portfolio management, standalone financial planning and consulting, retirement plan consulting, and an account monitoring option. The firm follows a value‑oriented, long‑term, globally diversified investment approach that emphasizes low‑cost index ETFs while selectively using actively managed mutual or closed‑end funds; portfolios are monitored and rebalanced regularly. Pacific Capital also engages third‑party money managers to implement client strategies and performs initial and ongoing due diligence on those managers (a capability added in 2025). Unlike most supported RIAs, Pacific Capital’s representatives are registered with Mutual Securities (FINRA/SIPC) and are licensed insurance agents, allowing the firm to offer commissionable securities and insurance products alongside fee‑based advisory services and to compensate unaffiliated persons for referrals; the firm discloses these potential conflicts and also receives economic benefits through its relationship with Charles Schwab. The firm manages roughly $259 million with three advisors, maintains a $200,000 account minimum (waivable in special situations), and includes corporate planning services (tax planning, cost segregation, corporate structure) among its planning capabilities.

To learn more about the advisors currently working at Pacific Capital Associates, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
John Simon	San Diego, CA	26
Kevin Stone	San Diego, CA	28
Richard Toscano	San Diego, CA	20

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