Pacific Capital Works, Inc.

Pacific Capital Works serves a mix of individual and institutional clients throughout the U.S. and internationally, managing discretionary and occasional non-discretionary portfolios for individuals, qualified retirement plans, other advisors, charities, endowments and corporations. Services include portfolio management using mutual funds, ETFs, individual equities and customized laddered bond portfolios, plus wealth planning that addresses retirement, tax and estate considerations and cross-border planning.

The firm follows an evidence‑based investment approach that emphasizes global diversification, low‑cost passive vehicles where appropriate, and targeted tilts (size, value and momentum) alongside fixed‑income allocations to manage portfolio volatility. Client engagement begins with a Discovery Meeting to document goals and risk, and work is delivered through packaged services (including an Investment Management, Elite Wealth Management and a Virtual Family Office option) with ongoing monitoring and periodic rebalancing.

What is distinctive is the firm’s explicitly international client focus and cross‑border planning capability, including work with clients who emigrated or plan to reside in other countries, which the brochure highlights as a core specialization. The firm also provides institutional and retirement‑plan consulting and participant education, runs seminars/workshops (with outside support such as software and event assistance from firms like DFA), and conducts due diligence on private investment funds offered to qualified clients.