Newark, CA Office

Pacific Excel Wealth Advisors provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals (including high‑net‑worth clients), small businesses, trusts, estates, pooled vehicles and charitable organizations. The firm offers ongoing portfolio management, written financial plans, and limited‑scope ERISA 3(21) fiduciary services for qualified and non‑qualified retirement plans.

Investment programs combine fundamental and technical analysis with diversified vehicles such as mutual funds and ETFs, and the firm may appoint sub‑advisors to manage portions of client portfolios. Services are organized into three service tiers—Core, Wealth, and Private Client—covering everything from quarterly reporting and tax‑loss harvesting to Roth conversion planning, concentrated stock review, and private equity/venture evaluations for higher‑tier clients.

Distinctive features include an affiliation with an insurance business and supervised persons who are licensed insurance agents and receive commissions for insurance sales, a conflict the firm discloses and says it mitigates through procedures and fiduciary obligations. The firm also operates with a small advisory team that concentrates ownership, compliance oversight, and supervisory duties while managing roughly $111 million in discretionary assets and offering family‑tiered billing and advanced planning for private clients.