Pacific Haven Financial, LLC

Pacific Haven Financial is an independent, solo-registered investment adviser that provides discretionary asset management and financial planning primarily for individual and high‑net‑worth clients. The firm manages roughly $45 million across about 185 client relationships and generally charges percentage‑of‑AUM fees for portfolio management and related services.

The firm frames investments with fundamental analysis and tailors portfolios to client goals, conducting at least quarterly reviews and rebalancing as needed. Portfolios may include individual stocks and bonds, ETFs, mutual funds, private securities, and strategies such as long‑ and short‑term trading, short sales and option writing; cash balances are typically held in money‑market instruments, certificates of deposit or government debt and may be included in fee calculations unless otherwise noted.

Distinctive elements include that the firm’s principal is an Enrolled Agent who provides income tax preparation and accounting services under separate engagement agreements, allowing for coordinated tax and investment planning not commonly offered by similarly sized independent advisers. The firm’s use of active derivative strategies (shorting and options), potential allocation to private securities, and an explicit policy to assess fees on cash and cash equivalents are features that differentiate it from many peers.