Pacific Investment Research
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$120,331,853
Clients
90
42% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
90
Very HighAverage account size
$1,337,021
About
Pacific Investment Research (PIR) is a fee‑only registered investment adviser that provides comprehensive personal financial planning and ongoing portfolio management to individuals, couples, and families, as well as pension and profit‑sharing plans, trusts, estates, and charitable organizations. The firm offers financial planning only in conjunction with portfolio management and typically manages client accounts on a discretionary basis.
PIR builds customized portfolios using exchange‑listed stocks and bonds, mutual funds, and ETFs, and in some instances recommends private placements, real estate, and variable insurance products. Investment selection combines fundamental analysis with proprietary quantitative models, and the firm offers proprietary separately managed PIR portfolios across multiple equity and fixed‑income categories with both core (fully invested) and tactical (increased cash/hedging) strategies.
As a solo practitioner managing roughly $120 million across about 90 accounts, PIR pairs a relatively large asset base with small‑firm practices such as daily review of actively managed holdings and monthly consolidated reporting. The firm follows a NAPFA‑style code of ethics and a stated fiduciary oath, does not accept referral fees contingent on product sales, and delegates proxy voting to clients, features that may be notable when comparing governance and service arrangements.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Real estate investing
Occupation focus
Executive
Founder/Business Owner
Fee options
Initial planning fees: $1,200 - $1,800 for comprehensive planning (investment net worth less than $5 million), $400 - $600 for investment planning only; updates $200 - $300.
$0 - $250,000: Minimum fixed fee of $1,600 per quarter $250,000 - $500,000: Flat fee of $1,600 per quarter $500,000+: Asset fee of 0.3125% per quarter (1.25% annual)
Hourly billing rate of $250/hour for limited scope initial planning or other services.
Account minimum: $250,000 Minimum fee: Minimum quarterly fee of $1,600 applies to portfolios below $250,000. Fee-only: Fee-only registered investment adviser; no commissions or performance fees.
Main office location
Pacific Investment Research
942 E. Chapman Ave.
Orange CA 92866, United States
Number of offices
2
Most active in
Pacific Investment Research has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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