Pacific Investment Research
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Pacific Investment Research (Schultz Financial Management Corp.) provides comprehensive personal financial planning and ongoing portfolio management to individuals, couples, families, trusts, estates, and certain retirement plans. Financial planning is delivered as an integrated service tied to portfolio management and includes implementation support and coordination with clients’ other advisors.
The firm manages primarily discretionary accounts across exchange-listed stocks, bonds, mutual funds, ETFs and, on occasion, private placements and real estate, using a mix of fundamental credit analysis and proprietary quantitative stock-selection models. It offers both core and tactical managed strategies and may employ special-purpose exchange-traded products, hedging, and increased cash positions as part of tactical risk management.
Noteworthy for a solo-advisor independent firm, PIR oversees a substantial amount of client assets concentrated across a relatively modest client base, producing sizable average account relationships; the principal’s technical background and CFP credential underpin the use of proprietary modeling and daily active reviews of managed accounts. The firm operates on a fee-only, fiduciary basis aligned with NAPFA principles, discloses conflicts of interest, does not accept performance-based or referral fees, and typically recommends custodians and technology platforms to support active management.
Client services
Expertise
Occupation focus
Fee options
Initial one-time financial planning fee ranging from $1,200 - $1,800 (comprehensive) or $400 - $600 (investment planning only). Update fees $200 - $300 as needed.
$0 - $249,999: Minimum fixed fee of $1,600 per quarter $250,000 - $499,999: Flat fee of $1,600 per quarter $500,000+: 0.3125% per quarter (1.25% annually)
$250 per hour for limited scope planning or other advisory services.
Account minimum: $250,000 Minimum fee: Minimum quarterly fixed fee of $1,600 for portfolios below $250,000. Fee-only: Financial planning fees (initial one-time fee $1,200 - $1,800 for net worth under $5 million; $400 - $600 for investment planning only). Hourly rate $250/hour.
Main office
942 E. Chapman Ave.
Orange CA 92866
Advisors at this office
1
Most active in
California
Also doing business as
Pacific Investment Research · Schultz Fianncial Management Corporation · Schultz Financial Management Corporation
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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