A complete list of active advisors currently associated with Pacific Wealth Advisory, LLC

Warmer can help you find a great advisor at Pacific Wealth Advisory, LLC or one who fits your needs even better.

Pacific Wealth Advisory serves individual and high‑net‑worth clients as well as business entities and retirement plans, offering discretionary and non‑discretionary asset management, ERISA plan services, and financial planning and consulting. Client relationships include ongoing portfolio management and tailored plan-level services for qualified retirement plans. The firm’s investment approach is grounded in Modern Portfolio Theory and long‑term asset allocation, constructing model portfolios across five broad mandates (Income through Aggressive Growth). Portfolios primarily use institutional asset‑class mutual funds—notably Dimensional Fund Advisors vehicles—and are implemented and monitored with support from a third‑party service provider for account administration and trading. Distinctive features disclosed in the brochure include an affiliated CPA practice (Thrive CPA, PLLC) operated by the firm’s principal, with substantial time devoted to those accounting activities; this relationship and its potential conflicts are acknowledged and managed through disclosures and procedures. The firm also recently added ERISA 3(38) discretionary fiduciary services for retirement plans and outsources back‑office/trading functions to Forum Financial Management, a provider the firm compensates directly rather than billing clients for those services.

To learn more about the advisors currently working at Pacific Wealth Advisory, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.