Pacific Wealth Care Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Pacific Wealth Care Inc. provides financial planning and asset-allocation/portfolio management to individuals and families, including high-net-worth clients, offering services that cover retirement, tax, estate, education and business planning. The firm delivers ongoing portfolio monitoring and tailored financial planning advice that may be broad or focused depending on each client's needs.
The firm's investment process emphasizes client-directed decisions: accounts are managed on a primarily non-discretionary basis so recommendations and rebalancing are implemented only after client consultation, and portfolios typically use open‑end mutual funds, ETFs and, when appropriate, individual stocks and bonds informed by fundamental and economic analysis. The firm also sponsors a wrap fee program and serves as portfolio manager within that program, and it leverages institutional custodial and technology services for trade execution and reporting.
What distinguishes the firm from many peers is the combination of a wrap‑sponsored management offering with predominantly non‑discretionary assets — the brochure discloses approximately $68 million under continuous non‑discretionary management — and an affiliated accounting practice operated by the firm’s principal. The affiliated CPA practice, which is disclosed as a separate source of compensation and a potential conflict of interest, means clients have access to integrated tax and accounting services alongside advisory work, while the firm’s concentrated client base results in more individualized, client‑approved portfolio activity.
Client services
Expertise
Fee options
$0 - $750,000: 1.20% $750,001 - $1,000,000: 1.05% $1,000,001 - $5,000,000: 0.85% $5,000,001+: Negotiable%
Standard fee $275 per hour for financial planning services
Account minimum: $400,000 Minimum fee: Generally, minimum annual charge of $3,000 per account Fee-only: Financial planning services offered on an hourly fee basis, standard fee $275 per hour
Main office
Yorba Linda CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")