Pacrim Advisory Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Pacrim Advisory Services primarily serves individual (non–high-net-worth) clients, providing investment advisory and benefits‑related services while coordinating life and health insurance solutions through an affiliated insurance business. Firm representatives are licensed to offer insurance products and may recommend them alongside advisory services.
The firm does not typically provide ongoing portfolio management for individual clients, instead emphasizing advisory, benefits management and insurance consulting under the firm’s supervisory structure and code of ethics. The brochure discloses the potential conflict when a representative also acts as an insurance agent and states that clients are not required to purchase recommended insurance through the representative.
Distinctive features include an affiliated benefits/insurance business operated by a firm representative and the firm’s disclosure and supervisory practices intended to mitigate conflicts arising from dual roles. The firm also reports offering educational workshops and relies on experienced personnel, while maintaining a client focus that does not include high‑net‑worth households.
Client services
Expertise
Fee options
Insurance commissions from recommended products
Main office
See officeSan Francisco CA
Advisors at this office
1
Offices (2)
Most active in
California
Also doing business as
Pacrim Advisory Services · Yang, John Chaopin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
John Y
Series 66
San Francisco, CA
Pacrim Advisory Services
John Yang is a financial advisor at Pacrim Advisory Services with 24 years of industry experience. He holds a Series 66 designation and has been with Pacrim since 2012. In addition to his advisory work, he is a licensed life and health insurance agent. Pacrim Advisory Services provides investment advisory services primarily to individual, non–high-net-worth households and does not offer ongoing portfolio management. The firm follows fiduciary standards and offers educational seminars and workshops as part of its client services.
Judy C
Series 65
Palo Alto, CA
Pacrim Advisory Services
Judy Chang is a financial advisor with Pacrim Advisory Services in San Francisco, CA, holding a Series 65 designation and 43 years of industry experience. She has previously worked at WHJR Associates, Inc. and Royal Alliance Associates, Inc. Judy is also president of Pacrim Benefits Management, Inc., an insurance business. Pacrim Advisory Services provides investment advisory services primarily to individual clients who are generally non–high-net-worth households. The firm adheres to fiduciary standards and offers educational seminars, with a focus on third-party conformance assessments.
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