Padovani Asset Management

The firm is a registered investment adviser that provides discretionary portfolio management and written financial planning services to a broad set of clients, including individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations and other entities. Its ADV describes ongoing portfolio oversight and rebalancing and the ability to advise across many security types, from exchange‑listed equities and fixed income to private placements, structured products and alternative investments.

The firm’s investment process is individualized and draws on fundamental, technical, cyclical and charting analysis to implement asset‑allocation strategies; it may employ long‑ and short‑term trading, options, margin and other instruments where appropriate. Accounts are monitored on a continuous basis with formal reviews at least annually, and financial plans are delivered in writing as part of the advisory offering.

The brochure highlights several features that are less common among peers: an affiliation with a licensed insurance agency and licensed insurance and mortgage activities by the firm’s principal, with the firm disclosing the potential conflicts that arise from commission‑based insurance sales. It also discloses past events including a 2015 FINRA suspension related to borrowing from a client (the loan was repaid) and a 2014 Chapter 7 bankruptcy that was discharged, and notes that standalone financial planning may be provided on either a fixed‑fee or hourly basis.