Paladin Retirement Advisors

Paladin Retirement Advisors is an independent, single-advisor registered investment adviser that provides discretionary and non‑discretionary portfolio management, financial planning, and retirement-plan consulting for individuals, high‑net‑worth clients, and employer-sponsored retirement plans. The firm also offers public educational workshops on retirement topics and prepares written financial plans for clients.

Paladin constructs client portfolios using a mix of in‑house management, the use of sub‑advisors, and a co‑advisor relationship with Gradient Investments to implement selected model portfolios, and conducts periodic (typically quarterly) reviews to align allocations with client goals and risk tolerances. Its stated analytic methods include fundamental and technical analysis, and the firm treats cash as an asset class when determining allocations.

What is distinctive about Paladin is its pension consulting capability: it will serve as a limited‑scope ERISA 3(21) fiduciary or, when engaged, as a full discretionary ERISA 3(38) investment manager for qualified plans, with specific exclusions for non‑public and illiquid plan assets. Although structured as a solo advisory practice, the firm reports substantial discretionary assets under management (about $116.6 million as of December 31, 2025), participates in fee‑sharing and incentive arrangements with third‑party managers, and discloses that the principal maintains an insurance practice that may present conflicts of interest.