Palladio Consulting LLC

Palladio Consulting focuses on investment and financial planning for individuals and high‑net‑worth clients with an emphasis on families caring for people with disabilities and related private trusts. Its services include portfolio management, special needs financial planning, government benefits planning (SSI/SSDI/Medicaid/ABLE), settlement planning, retirement and estate coordination, and ABLE account strategies.

The firm implements a long‑term, diversified investment approach informed by modern portfolio theory and provides discretionary managed accounts, frequently using third‑party platforms and model portfolios accessed through Envestnet and 55ip. Palladio supplements its advisory work with technology tools, including limited AI applications for operational tasks and client communications, with human review and oversight of investment decisions and third‑party managers.

Distinctive disclosures in the brochure note that a firm representative is a licensed insurance agent who may offer commissionable insurance products and that Palladio provides a client newsletter as part of its subscription services; the firm also discloses benefits it receives from recommending 55ip model portfolios and its use of Envestnet, which present potential conflicts of interest. The firm’s narrow specialization in complex special needs planning — coordinating with attorneys, CPAs, trust officers, and benefits advocates on trust funding, housing, employment and benefits interactions — differentiates it from more generalist advisers.