Palmetto Financial Planners LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$20,492,942
Clients
26
19% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$788,190
About
Palmetto Financial Planners LLC provides personalized, fee-only financial planning and investment management primarily to individual and high-net-worth clients, offering services that include retirement planning, estate planning, cash flow and tax planning, and investment advisory on an hourly, fixed, or AUM basis. The firm is a solo practice led by a CFP® professional and does not sell commissioned insurance or securities products.
The firm delivers advice through client consultation and documented Investment Policy Statements, relying primarily on technical analysis and recommending no-load mutual funds as core holdings. Asset management is performed on a non-discretionary basis—PFP determines recommended trades but obtains client approval before execution—and account reviews are performed at least quarterly.
Noteworthy features in the brochure include that all of the firm’s reported AUM ($20,492,942 as of 12/31/2025) is non-discretionary, a structure that is uncommon among independent advisors, and the principal’s prior role as Manager of Retirement Planning at Michelin North America, which, together with the firm’s retirement-planning services, may inform pension-related consulting. The firm also maintains a small client roster relative to its assets, reflecting a concentrated per-client asset level under a single-advisor model.
Client services
Financial planning
Portfolio management
Pension consulting
Divorce related financial consulting & marital asset evaluation
Divorce related financial consulting & marital asset evaluation
Expertise
General retirement planning
Income planning
General tax planning
Fee options
Fixed fees for financial planning services, typically with a $250 deposit and balance due upon completion; exact amounts negotiated.
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.50% annually $1,000,001 - $2,000,000: 0.40% annually $2,000,001+: 0.20% annually
Hourly fee for specific financial planning advice; amount not specified.
Fixed monthly retainer fee option for financial planning services; exact amounts not stated.
Fee-only: Fee-only financial planning and investment management; no commissions or product sales.
Main office location
Palmetto Financial Planners LLC
Richmond Hill GA, United States
Number of offices
1
Most active in
Palmetto Financial Planners LLC has reported serving >5 clients in these states in the last 12 months.
Georgia · South Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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