A complete list of active advisors currently associated with Palmetto Retirement Specialists, LLC

Warmer can help you find a great advisor at Palmetto Retirement Specialists, LLC or one who fits your needs even better.

Palmetto Retirement Specialists provides fee-based financial planning and consulting to a mix of clients that include individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm does not directly manage client assets; instead it refers clients to third-party money managers and acts as a liaison, helping with paperwork, communication of client changes, and review of third‑party quarterly statements. Investment advice and any security analysis are delivered primarily through third‑party money managers (for example, Gradient Investments) and may draw on fundamental, technical, and cyclical analysis as part of client portfolios; financial planning itself is delivered for fixed or hourly fees. The firm does not accept discretionary trading authority over client accounts, and clients receive custody and transaction reporting directly from qualified custodians. Compared with many independent solo advisers, the firm is notable for its managing member’s concurrent insurance business—greater than half of the managing member’s time is spent in the insurance practice—and the firm discloses referral fees and other third‑party incentives related to those relationships. It is also atypical for an independent adviser in that it does not directly provide portfolio management or rely on percentage‑of‑AUM fees, instead combining planning fees with referral arrangements and negotiable third‑party manager fee sharing.

To learn more about the advisors currently working at Palmetto Retirement Specialists, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name
Location
Years of experience
Ronny Hair profile photo Ronny Hair
Williston, SC
16
Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. (“Warmer”)