Palomar Advisors Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$45,866,829
Clients
26
Advisors
1
of 2 employees
About
Palomar Advisors provides discretionary investment management, financial planning, and retirement-plan consulting to individuals (including high-net-worth clients), pension and profit-sharing plans, charitable organizations and corporations. The firm highlights services for sponsored retirement plans, including plan design, fiduciary support, benchmarking and participant education, and it advises on rollovers and IRA arrangements.
Portfolios are tailored to clients’ stated goals and risk tolerance and are actively managed across a broad set of securities (individual stocks and bonds, mutual funds, closed-end funds, ETFs and fixed income), with ongoing review and rebalancing. For retirement accounts the firm acknowledges and operates under ERISA/IRC fiduciary standards for rollover advice and discloses the economic conflicts that can arise from such recommendations.
Palomar reports approximately $76 million in discretionary assets under management with four advisors serving 28 clients, a concentration that suggests relatively large, relationship-driven engagements rather than many small retail accounts. The brochure also discloses that some personnel are licensed insurance agents and the firm is under common control with an insurance agency, and that it pays solicitors for referrals—conflicts the firm says it discloses and manages.
Client services
Fee options
Initial financial planning services: $1,000 to $5,000; Ongoing financial planning services: $250 to $1,000 per month
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001+: 0.50%
Account minimum: $500,000
Main office
Temecula CA
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Creative Benefits Inc. · Palomar Advisors Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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