Missoula, MT Office

Panoramic Capital Partners LLC serves individuals (including high net worth clients), trusts, retirement plans, nonprofit organizations, and businesses with a mix of advisory services. The firm’s offerings include discretionary asset management and comprehensive portfolio management as well as standalone financial planning, business consulting (including real estate and corporate analysis), and retirement plan consulting for plan sponsors.

The firm constructs individualized portfolios that may hold individual stocks, bonds, ETFs, options, mutual funds, alternative investments and private securities, and it uses both in‑house management and vetted third‑party/sub‑advisors while performing initial due diligence and ongoing reviews of those managers. Portfolios are monitored and rebalanced on an ongoing basis, and the firm documents client objectives and risk tolerances to tailor strategic, tactical and core‑satellite asset allocation approaches and other methods of analysis described in the brochure.

Panoramic discloses several features that distinguish it from many peers: its brochure directs readers to third‑party disclosures (including its SEC adviserinfo page and CRD No. 331349), and the firm’s representatives also act as insurance agents/brokers and may offer insurance products, a potential conflict the brochure identifies and describes. The firm also emphasizes business consulting that incorporates clients’ illiquid holdings such as real estate and privately held businesses and supplements portfolio services with selection and oversight of third‑party money managers.