Panoramic Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Panoramic Financial serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management, and also offers modular and hourly planning engagements. The firm delivers ongoing investment advice and account supervision under asset-based advisory arrangements and assists clients with implementation when requested.
Investment strategies are tailored to client objectives and may combine active and passive approaches, emphasizing diversified, low-cost mutual funds and ETFs and attention to tax considerations. The firm also oversees held-away employer accounts (such as 401(k)s and HSAs) and uses an order management system to pursue tax-efficient asset location and opportunistic rebalancing where it has discretion.
The brochure highlights periodic complimentary educational workshops and seminars for clients and the public, an offering that is uncommon among peers. The firm discloses that its principal holds a minority ownership interest in Altruist LLC, a custodian the firm uses, and notes the principal’s prior teaching experience, which aligns with the firm’s focus on client education.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.25%
$400 per hour
Minimum fee: Annual fee ranges between $3,600 - $20,000 depending on complexity Fee-only: Hourly fee of $400 per hour billed in 15-minute increments with a minimum one-hour engagement
Main office
Fresno CA
Advisors at this office
2
Most active in
California · Nebraska · Texas
Also doing business as
Mcfadden, Andrew Wayne · Panoramic Financial · Panoramic Financial Advice · Panoramic Financial Advice Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jarrett S
CFP®, Series 66
Fresno, CA
Panoramic Financial
Jarrett Suddarth is a CFP® with nine years of industry experience, currently a financial advisor at Panoramic Financial. His prior roles include positions at VOYA Financial Advisors, Teckmeyer Financial Services, and FedEx. Panoramic Financial serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management. The firm utilizes tailored investment strategies combining active and passive approaches with a focus on tax efficiency and offers educational workshops for clients and the public.
Andrew M
CFP®, Series 65
Fresno, CA
Panoramic Financial
Andrew Mcfadden is a CFP® with 13 years of industry experience, currently serving at Panoramic Financial where he has worked since 2014. Prior to this, he worked for five years at the Clovis Unified School District. Panoramic Financial serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management, offering tailored investment strategies that combine active and passive approaches with a focus on tax efficiency. The firm provides ongoing advice under asset-based arrangements and conducts educational workshops for clients and the public.
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