Panoramic Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Panoramic Financial Planning provides fee‑only, fiduciary financial planning and portfolio management to a small number of individual clients, high‑net‑worth individuals, and businesses. Its service offerings include initial and ongoing comprehensive financial planning, project‑based planning, investment management (including referrals to outside managers), and income tax preparation.
The firm typically implements passive, low‑cost, asset‑allocation-driven portfolios using index mutual funds and ETFs, tailoring allocations to each client’s risk profile and goals and conducting regular reviews. Financial planning is integrated into investment oversight, with attention to cash flow, Social Security optimization, insurance, estate planning, and tax considerations as part of the ongoing adviser–client collaboration.
Distinctive features include a very small client roster relative to assets under management, which the brochure frames as allowing more individualized, one‑on‑one engagement and scheduled follow‑up. The firm also offers publicly announced, no‑fee educational seminars on personal finance and provides in‑house tax preparation services (generally for clients and their dependents), both of which are less common among independent advisory firms.
Client services
Expertise
Fee options
Project-Based Financial Planning fees from $1,500 to $5,000
$0 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.65% $2,000,001 - $3,000,000: 0.55% $3,000,001 - $5,000,000: 0.45% $5,000,001 - over: 0.35%
Minimum fee: Minimum ongoing financial planning fee: $200 per month or $600 per quarter Fee-only: Comprehensive Financial Planning fees: Initial plan $4,000-$10,000; Ongoing $200/month to $1,000/month (negotiable); Project-Based $1,500-$5,000 (fixed fee)
Main office
Carmel IN
Advisors at this office
1
Most active in
Indiana
Also doing business as
Panoramic Financial Planning · Panoramic Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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