Partners Capital Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Partners Capital Management, Inc. is a fee‑only registered investment adviser founded in 1990 that provides personalized financial planning and investment management to individuals, trusts, estates, pension and profit‑sharing plans, charitable organizations, and small businesses. The two‑principal firm reports managing about $33.16 million in client assets for roughly 40 clients.
The firm implements a core‑and‑satellite investment approach, primarily using no‑load or low‑load mutual funds and exchange‑traded funds and offering access to the AssetMark platform and select third‑party managers. Investment decisions are handled on a predominantly non‑discretionary basis: clients approve trades and PCM executes them under a limited power of attorney, while certain AssetMark solutions may involve third‑party discretionary managers.
Compared with many peers, PCM’s practice of maintaining its advisory assets as non‑discretionary is a distinctive operational feature that leaves final decision authority with clients. The firm also does not typically vote proxies for client securities and organizes client work through a mix of one‑time financial plans, retainer services, and ongoing advisory agreements.
Client services
Expertise
Fee options
Financial planning fees range from $2,000 to $8,000; Retainer Services fees range from $1,500 to $5,000 annually
$0 - $5,000,000: 1.00% $5,000,000+: 0.50%
$250 per hour for limited scope planning engagements
Account minimum: $500,000 of assets under management Minimum fee: Minimum annual fee of $5,000 on Advisory Service Agreement; minimum fee of $5,000 for Investment Management Agreement; fees for financial planning $2,000 to $8,000; Retainer Services Agreement fees range from $1,500 to $5,000; hourly planning engagements at $250/hour Fee-only: Financial planning fees, retainer fees, hourly fees; PCM is strictly fee-only and does not accept commissions.
Main office
Colorado Springs CO
Advisors at this office
2
Most active in
Colorado · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Stephen M
CFP®, ChFC®, Series 63, Series 65
Colorado Springs, CO
Partners Capital Management, Inc.
Stephen Moore is a CFP® and ChFC® with 33 years of experience in financial advising. He has been with Partners Capital Management, Inc. since 1990. The firm provides personalized financial planning and investment management to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. Partners Capital Management employs a core-and-satellite investment approach using primarily no-load or low-load mutual funds and ETFs, with investment decisions handled mostly on a non-discretionary basis, leaving final trade approval to clients.
Ellen P
CFP®, Series 63
Colorado Springs, CO
Partners Capital Management, Inc.
Ellen Powers is a CFP® with 14 years of industry experience, currently serving as an advisor at Partners Capital Management, Inc. She has been with the firm since 1991. Partners Capital Management, Inc. is a fee-only registered investment adviser that provides personalized financial planning and investment management to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm uses a core-and-satellite investment approach with primarily no-load or low-load mutual funds and ETFs, maintaining a predominantly non-discretionary advisory model that leaves final decision authority with clients.
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