Partners Investment Services, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves older adults and families of seniors, concentrating on estate protection and long‑term care planning, including Medicaid planning. It provides advisory consultations, customized estate and Medicaid planning engagements, and non‑discretionary recommendations for client accounts.
The firm’s investment approach is preservation‑oriented and relies almost exclusively on fixed and fixed‑indexed annuities and money‑market vehicles to limit market downside and address liquidity and income needs. Recommendations are made on a non‑discretionary basis, with periodic reviews tied to clients’ circumstances and annuity crediting cycles rather than continuous AUM management.
What is distinctive is the firm’s affiliation with an insurance agency and the principal’s active insurance license and business activities, which support the heavy use of annuity products—an arrangement that is uncommon among independent advisers. The firm also operates with a small client base and reported no assets under management, deriving most advisory activity from fixed‑fee consultations and highly tailored Medicaid/crisis planning rather than traditional AUM‑based portfolio management.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fee engagements ranging from $1,750 to $6,000; Customized Medicaid Plans at $3,000
1.00% annually (0.25% per quarter) with a minimum quarterly fee of $200
Generally $100 per hour, range from $50 to $500 per hour
Minimum fee: Minimum quarterly fee of $200 Fee-only: Hourly fees generally $100/hour, ranging from $50 to $500 per hour; fixed fees generally range from $1,750 to $6,000; Medicaid planning fees of $3,000
Main office
110 W Streetsboro St, Suite 1 B
Hudson OH 44236
Advisors at this office
1
Most active in
Florida · Ohio
Also doing business as
Bill Mccarthy & Associates · Mccarthy William Kenneth · Partners Investment Services, Inc · Partners Investment Services, Inc. · Personal Retirement Plans · William K. Mccarthy · William Kenneth Mccarthy
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")