Patel Capital Management

Patel Capital Management provides wealth management and financial planning services to individual and high‑net‑worth clients, delivering continuous investment advice and tailored asset allocation plans based on each client’s goals and risk tolerance. The firm is fee‑only, manages both discretionary and non‑discretionary accounts, may recommend outside managers, and offers a financial plan at the client’s election without an additional charge.

The firm’s investment approach blends passive and active management with an emphasis on tax efficiency and customization; its SmartHarvest direct‑index strategy uses institutional optimization technology together with human portfolio manager oversight to pursue after‑tax improvements and may incorporate tax‑loss harvesting, factor tilts, or SRI/ESG constraints. Patel Capital also applies fundamental and technical analyses when selecting funds and securities, and conducts periodic (quarterly) reviews to keep portfolios aligned with client objectives.

Notably, for a firm managing roughly $20 million for about 14 clients, Patel Capital offers institutional‑grade direct indexing and tax‑management techniques that are less common at this scale, plus the ability to tailor portfolios to specific client preferences. Operationally, the firm implements trades on an individual‑account basis rather than block aggregations, relies on custodian statements rather than providing separate performance reports, and recommends custody through Schwab or Fidelity—platform relationships the firm discloses and reviews for potential conflicts.