PathFinder Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$97,040,031
Clients
252
10% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
252
Very HighAverage account size
$385,079
About
Pathfinder Financial Services provides customized investment management and related advisory services to individuals and to pension and profit‑sharing plans. The firm offers both discretionary and non‑discretionary portfolio management, retirement rollover guidance, and may recommend independent third‑party managers or model portfolios.
Pathfinder’s investment approach is primarily fundamental and long‑term oriented, with portfolios tailored to each client’s goals, risk tolerance, and any reasonable client‑imposed restrictions. The firm implements strategies using institutional mutual fund share classes, ETFs, individual securities, and model allocations from third‑party managers such as Congress Wealth Management, and reviews accounts at least annually.
Noteworthy disclosures in the brochure include that certain advisory persons are licensed insurance professionals who may receive commissions for insurance product sales and that some advisory persons offer tax preparation services, both of which the firm identifies as potential conflicts of interest. The firm’s explicit work with pension and profit‑sharing plans and its use of affiliated or recommended third‑party managers are features the brochure highlights as part of its service mix and oversight practices.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Wealth management
Passive / index investing
Tax-loss harvesting
Fee options
$1.00 - $100,000: 1.5% $100,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001 - $1,500,000: 0.70% $1,500,001+: 0.50%
Main office location
PathFinder Financial Services
Wildwood MO, United States
Number of offices
1
Most active in
PathFinder Financial Services has reported serving >5 clients in these states in the last 12 months.
Florida · Missouri · New Mexico · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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