Pathview Wealth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Pathview Wealth Advisors serves individual investors as well as retirement plans, trusts, estates, charities and business entities, offering continuous investment supervisory services alongside financial planning and consulting. The firm provides written financial plans, hourly or fixed-fee planning engagements, and ongoing portfolio management for clients.
The firm develops client-specific investment policies and implements them primarily through asset allocation and fundamental analysis, using mutual funds and exchange-traded funds and typically managing accounts on a discretionary basis. While the brochure notes the firm does not recommend using margin to increase leverage, it permits clients to maintain margin accounts and explicitly describes the risks and operational implications of borrowing in client accounts.
A notable feature of the firm is that an owner is a licensed CPA who supervises tax-preparation services offered to advisory clients, a combination the firm discloses and addresses as a potential conflict of interest. Pathview also manages approximately $583 million with a five-advisor team—resulting in a relatively high AUM-per-advisor ratio—and uses Schwab Advisor Services for custody and institutional support while providing quarterly reporting and SLOA-based arrangements when applicable.
Client services
Expertise
Fee options
Fixed fees for financial planning services generally range from $1,500 to $10,000
$0 - $500,000: 1.25% annually $500,000 - $1,000,000: 1.00% annually $1,000,000 - $2,000,000: 0.90% annually $2,000,000 - $3,000,000: 0.80% annually $3,000,000 - $4,000,000: 0.70% annually $4,000,000+: 0.60% annually
$90-$500 per hour for financial planning and consulting services
Fee-only: Financial planning fees charged hourly ($90-$500 per hour) and fixed fees ($1,500 to $10,000 depending on complexity and time)
Main office
See office1455 Frazee Road, Suite 700
San Diego CA 92108
Advisors at this office
5
Offices (2)
Most active in
Arizona · California · Colorado · New York · Oregon · Tennessee · Texas · Washington
Also doing business as
Pathview Wealth Advisors · Rowling & Associates LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Lorenzo S
CFP®
San Diego, CA
Pathview Wealth Advisors
Lorenzo Sanchez Lopez is a CFP® professional with nine years of industry experience. He is currently with Pathview Wealth Advisors, where he has worked since 2024. Prior to this, he spent over a decade at Rowling & Associates and Rowling & Associates LLC. Pathview Wealth Advisors provides investment supervisory services, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, estates, charities, and business entities. The firm manages approximately $580 million across discretionary and non-discretionary accounts and offers in-house tax preparation services supervised by a licensed CPA.
Omar A
CFP®
San Diego, CA
Pathview Wealth Advisors
Omar Almaraz is a CFP® professional at Pathview Wealth Advisors with three years of industry experience. He previously worked at Rowling & Associates LLC and EMoney Advisor before joining Pathview. Pathview Wealth Advisors serves individual investors, retirement plans, trusts, estates, charities, and business entities by providing financial planning, consulting, and discretionary portfolio management. The firm focuses on client-specific investment policies primarily using mutual funds and ETFs, and offers tax-preparation services supervised by a licensed CPA.
Stephen D
CFP®, Series 65
San Diego, CA
Pathview Wealth Advisors
Stephen Doster is a CFP® and holds a Series 65 license with 12 years of experience in financial advising. He is currently with Pathview Wealth Advisors, where he has worked since 2024, following prior roles at Rowling & Associates and his own firm, Doster Financial Planning. Pathview Wealth Advisors serves individual investors along with retirement plans, trusts, estates, charities, and business entities, offering financial planning, consulting, and portfolio management. The firm employs client-specific investment policies, primarily using mutual funds and ETFs, and emphasizes fundamental analysis and asset allocation in its discretionary account management.
Shalmali K
CFP®
San Diego, CA
Pathview Wealth Advisors
Shalmali Kulkarni is a CFP® professional with seven years of industry experience. She has worked at Rowling & Associates from 2017 to 2024 and joined Pathview Wealth Advisors in 2024. Pathview Wealth Advisors serves individual investors, retirement plans, trusts, estates, charities, and business entities by offering financial planning, consulting, and ongoing portfolio management. The firm focuses on client-specific investment policies implemented primarily through asset allocation and fundamental analysis, managing accounts mainly on a discretionary basis.
Ashley S
CFP®, Series 63
Signal Mountain, TN
Pathview Wealth Advisors
Ashley Stroud is a CFP® and holds a Series 63 license with four years of industry experience. She is currently with Pathview Wealth Advisors, having joined in 2024, and previously worked at Rowling & Associates LLC and Pure Financial Advisors, Inc. Pathview Wealth Advisors provides investment supervisory services, financial planning, and consulting to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charities, and business entities. The firm manages approximately $580 million, focusing on asset allocation and fundamental analysis through discretionary portfolio management and also offers in-house tax preparation supervised by a licensed CPA.
Juan A
CFP®, Series 63
San Diego, CA
Pathview Wealth Advisors
Juan Aguilar is a financial advisor at Pathview Wealth Advisors in San Diego, CA, holding CFP® and Series 63 credentials. He has been in the industry since 2013, with prior experience at Rowling & Associates. Pathview Wealth Advisors serves individual investors, retirement plans, trusts, estates, charities, and business entities, providing investment supervisory services along with financial planning and consulting. The firm emphasizes client-specific investment policies implemented through asset allocation and fundamental analysis, primarily using mutual funds and ETFs.
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