Pathways Financial Planning
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About
Pathways Financial Planning is a fee-only independent advisory firm that provides comprehensive financial planning and limited-scope hourly engagements to individuals and high-net-worth clients. Services described in the brochure include comprehensive retirement and tax planning, divorce financial planning, business planning, cash flow and debt management, insurance and estate planning, and investment analysis including socially responsible investing options.
The firm focuses on delivering written financial plans, recommendations, and ongoing plan monitoring rather than acting as a discretionary portfolio manager; it does not manage or custody client assets and does not execute client trades. Its compensation model is planning-based rather than asset-based—PFP does not charge percentage-of-assets-under-management fees and emphasizes client implementation through third-party custodians.
Notable differences from many peers include the firm’s explicit absence of portfolio management and custody services and a small, single-advisor practice model that centers on planning and consultation. The lead planner holds CFP® and CDFA® credentials, evidencing specialized training in comprehensive financial planning and divorce-related financial issues, and clients retain control over brokerage selection and proxy voting.
Client services
Expertise
Occupation focus
Fee options
$250 per hour for financial planning and divorce financial planning
Fee-only: Fixed recurring fees ranging from $500 to $800 monthly or $1,500 to $2,400 quarterly for ongoing comprehensive financial planning; Hourly fee of $250 per hour for hourly and divorce financial planning
Main office
501 Grand Ave
Asbury Park NJ 07712
Advisors at this office
1
Most active in
Maine · Massachusetts · New Hampshire · New Jersey · Texas
Also doing business as
Pathways Financial Planning · Pathways Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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