Pathways Wealth Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$273,903,515
Clients
484
Advisors
3
of 5 employees
About
Pathways Wealth Management serves individuals and entities — including trusts, estates, business entities and qualified retirement plans — by providing discretionary and non-discretionary investment management and personalized financial planning. As of December 31, 2025 the firm reported approximately $226.4 million in discretionary assets under management and $60.6 million in non-discretionary assets, and it may recommend unaffiliated external managers for portions of client portfolios.
The firm’s investment process begins with a client-specific financial planning assessment and emphasizes asset allocation and a generally long-term strategy while permitting shorter-term trades as appropriate. Pathways uses a mix of exchange-traded and registered funds, individual equities and fixed income, employs fundamental, technical, charting and cyclical analysis, and monitors accounts on an ongoing basis with at least annual formal reviews.
Noteworthy aspects disclosed in the brochure include a legacy Pathways Wrap Fee Program that continues for clients who became clients while the firm was state-registered, and the firm’s advisory work with pooled vehicles such as 401(k) plans. The firm operates with a three-advisor team serving a relatively large client base (484 clients) and discloses that certain advisory personnel are licensed insurance professionals who may receive commission-based compensation for insurance sales.
Client services
Expertise
Fee options
Fixed fees ranging from $500 to $10,000 for financial planning services, depending on complexity.
Up to 1.50% per annum (maximum advisory fee)
Advisory persons licensed as insurance professionals earn commissions for insurance product sales separate from advisory fees.
Up to $250 per hour for financial planning services.
Main office
Tipp City OH
Advisors at this office
3
Most active in
California · Florida · Indiana · Kentucky · Ohio · Tennessee · Texas · West Virginia
Also doing business as
Montgomery Designs, LLC · Pathways Wealth Management, Inc. · Pathways Wealth Management, LLC · Southwest Ohio Investment Advisory, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Caden B
Series 65
Tipp City, OH
Pathways Wealth Management, Inc.
Caden Beam is a financial advisor at Pathways Wealth Management, Inc. with one year of industry experience. He holds a Series 65 designation and has prior experience at L.M. Kohn & Company and University of Dayton. Beam is also involved in client services at Vision Financial Partners, LLC. Pathways Wealth Management advises individuals and various entities, including trusts and qualified retirement plans, offering investment management and personalized financial planning. The firm serves both high-net-worth and non‑HNW clients, employing tailored asset allocation plans with a mix of discretionary and non‑discretionary management.
Dustin B
CFP®, Series 63, Series 65
Tipp City, OH
Pathways Wealth Management, Inc.
Dustin Beam is a CFP® professional with 26 years of experience in the financial services industry. He has been with Pathways Wealth Management, Inc. since 2010 and previously worked at L.M. Kohn & Company for 10 years. Beam holds Series 63 and Series 65 licenses and serves as president and 100% stockholder of Pathways Wealth Management. Pathways Wealth Management serves individuals and entities, including trusts, estates, business entities, and qualified retirement plans, by providing discretionary and non-discretionary investment management and personalized financial planning. The firm focuses on client-specific financial planning and employs a mix of exchange-traded and registered funds, individual equities, and fixed income with ongoing portfolio monitoring.
Andrea C
Series 63, Series 65
Tipp City, OH
Pathways Wealth Management, Inc.
Andrea Clark is a financial advisor at Pathways Wealth Management, Inc. with 16 years of industry experience. She has worked at Pathways Wealth Management since 2010, with a period at LM Kohn & Company from 2015 to 2025. In addition to her advisory role, she operates T & H Consulting, providing RIA compliance consulting and genealogy services. Pathways Wealth Management serves individuals and entities, including trusts, estates, business entities, and qualified retirement plans, offering discretionary and non-discretionary investment management alongside personalized financial planning. The firm employs a client-specific financial planning process with a focus on asset allocation, blending a mix of exchange-traded and registered funds, equities, and fixed income within a generally long-term strategy.
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