A complete list of active advisors currently associated with Patuxent Financial Planning, LLC

Warmer can help you find a great advisor at Patuxent Financial Planning, LLC or one who fits your needs even better.

Patuxent Financial Planning, LLC is a fee‑only, state‑registered investment advisor that provides financial planning and portfolio management for individuals, families, and trusts. The firm advises on retirement, estate, tax and insurance matters and typically recommends no‑load mutual funds, ETFs and institutional funds available on the Schwab platform. The firm follows a fundamental, long‑term buy/hold/monitor approach that emphasizes asset allocation as the primary driver of portfolio returns, and conducts ongoing supervision with formal annual or semi‑annual reviews. Accounts are managed on a non‑discretionary basis—the firm requires client verbal or written approval before implementing recommended trades—and it focuses on long‑term holdings both inside and outside retirement accounts. The practice is a single‑advisor operation serving a small client roster (16 clients) and manages approximately $35.3 million in non‑discretionary assets, a setup that is uncommon among independent peers that more often employ discretionary authority. Its brochure also discloses operational details that stand out—use of AI tools to record/transcribe meetings (with an opt‑out option), an explicit discussion of political and AI‑related investment risks, and a policy of not voting client proxies—features not always highlighted by similar small firms.

To learn more about the advisors currently working at Patuxent Financial Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.