Paul M Williams LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Paul M. Williams LLC provides fee‑only financial planning and investment advisory services to individuals and families through monthly, quarterly, project, and hourly engagements, and does not require income or asset minimums. Its offerings include cash flow and debt management, retirement and estate planning, tax considerations, risk management, education funding, asset allocation, and investment selection.
The firm’s investment approach emphasizes fundamental analysis and a long‑term, passive buy‑and‑hold philosophy focused on diversified allocations to low‑cost index funds and ETFs with periodic rebalancing. Recommendations are advisory only—clients receive guidance but retain control and implement transactions themselves because the firm does not manage client accounts, place trades, or exercise investment discretion.
Noteworthy differences from many peers include fixed subscription tiers based on household income ($25–$100 per month), a fixed Quarterly Financial Review product ($150 per quarter), and modest hourly/project fees instead of percentage‑of‑assets fees. The managing member maintains a full‑time dental practice and a part‑time real estate sales activity, the firm processes recurring payments through third‑party platforms (Stripe and, for some clients, Wix), does not custody client assets or vote proxies, and does not participate in soft‑dollar arrangements.
Client services
Expertise
Occupation focus
Fee options
Quarterly Financial Review service at $150 per quarter; Project-based services with deposits (minimum $50 or half of estimated fee) and balance due upon completion
N/A - N/A: N/A
$50 per hour for standalone financial planning services
Monthly fixed subscription fees: $25 (income below $50,000), $50 ($50,000-$99,999), $75 ($100,000-$170,000), $100 (above $170,000) per billing period
Fee-only: Fixed subscription fees based on annual household income tiers ($25 to $100 per billing period); Standalone financial planning at $50 per hour
Main office
282 Katonah Ave, #515
Katonah NY 10536
Advisors at this office
1
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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