Blue Bell, PA Office

Payne Capital Management provides financial planning, consulting and portfolio management to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, corporations, business entities and charitable organizations. Services are delivered under written engagement agreements and the firm manages client assets on both discretionary and non‑discretionary bases.

The firm’s investment process is grounded in methodologies derived from Modern Portfolio Theory and emphasizes goal‑oriented planning, risk limitation and personalized service; Payne CM tailors portfolios across mutual funds, ETFs, individual securities, options and unaffiliated independent managers. As of December 31, 2025 Payne CM reported material assets managed both discretarily (about $803.6 million) and non‑discretarily (about $536.9 million), noting that non‑discretionary accounts require client approval before transactions.

Notable features that distinguish Payne CM from many peers include a multi‑office structure and the explicit use of derivatives and borrowing within separately managed accounts: the brochure discusses options strategies (including covered call writing) and the availability and risks of margin or securities‑based loans. The firm also makes use of advisor‑only mutual funds (e.g., Dimensional Fund Advisors), provides clients access to the eMoney reporting platform, and discloses reliance on third‑party technologies, including AI tools, in its processes.