PCD Wealth Strategies
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About
PCD Wealth Strategies is a newly registered California investment adviser that provides comprehensive retirement planning and advisory services and a specialized Business Reinvestment Strategist offering for succession planning and organizational continuity. The firm’s stated clients include individuals (both non‑high‑net‑worth and high‑net‑worth), self‑employed persons, small business owners, and non‑profit organizations, and it also offers bookkeeping services separately for business clients.
The firm delivers non‑discretionary, fiduciary advice focused on building long‑term financial models tailored to client goals and risk tolerance; it does not custody assets, place trades, or accept trading authority. Its analytical approach combines fundamental analysis and third‑party research and contemplates a range of vehicles — including mutual funds, ETFs, REITs, and insurance‑based strategies — described at the asset‑category level rather than by acting as a portfolio manager.
Distinctive elements in the brochure include an affiliated insurance agency and active insurance licensing that permit the firm to recommend and sell life and disability insurance, with commissions disclosed as a material conflict of interest and mitigations described. The firm also highlights an uncommon service mix for a firm of this type — a multi‑month, implementation‑focused succession program for organizations, QuickBooks‑based bookkeeping support, and a combination of flat and hourly billing (with a disclosed hourly rate and fee caps) rather than asset‑based management fees.
Client services
Expertise
Occupation focus
Fee options
Flat fees ranging from $2,500 to $5,000 for comprehensive retirement planning and business reinvestment strategist plan creation and implementation support.
Insurance commissions typically 20-25% of monthly premiums paid over at least one year on insurance products recommended.
Standard hourly rate of $155 per hour for ongoing advisory services, tax planning beyond basic retirement considerations, business assessment, and bookkeeping services.
Fee-only: Flat fees from $2,500 to $5,000 for retirement planning and business reinvestment strategist plan creation; hourly rate of $155 per hour for ongoing advisory services and assessment phases.
Main office
5318 E 2nd Street #203
Long Beach CA 90803
Advisors at this office
1
Most active in
California
Also doing business as
Paul C Dozier Limited Liability Co. · Paul C Dozier Ltd. Liability Co. · Pcd Wealth Strategies
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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