PCFO Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
PCFO Capital, LLC provides discretionary portfolio management and financial planning services to individual and high‑net‑worth clients. The firm says it prepares Investment Policy Statements and performs ongoing portfolio monitoring, but currently reports no assets under management and no active registered advisors.
Its stated investment approach combines fundamental analysis and modern portfolio theory with a long‑term trading orientation, and portfolios are tailored to clients’ goals, tax considerations, and documented risk tolerances. Financial planning engagements are delivered as discrete plans (with the option for additional services) and the firm also offers free educational seminars to the public.
The brochure discloses affiliations with an insurance practice and a related accounting/consulting entity that provides tax preparation and other services, and notes that supervised persons may accept insurance commissions — a potential conflict the firm describes and documents. The firm uses fixed‑fee arrangements for planning, requires clients to custody assets at specified custodians, discloses a prior regulatory action involving its principal that included a suspension and fine, and does not act as a private fund adviser.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Wealth management
Long-term care insurance
College savings (529s, UTMA, etc.)
General retirement planning
Cash flow / budgeting
Fee options
Fixed financial planning fees range from $2,500 to $25,000 depending on scope and complexity.
$0 - $9,999,999: 1.50% $10,000,000 - $29,999,999: 1.35% $30,000,000 - $99,999,999: 1.15% $100,000,000+: 1.00%
Main office location
PCFO Capital
200 W River Dr, Suite 16
St Charles IL 60174, United States
Number of offices
1
Most active in
PCFO Capital has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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