PCFO Capital
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
PCFO Capital, LLC provides discretionary portfolio management and financial planning services to individual and high‑net‑worth clients. The firm says it prepares Investment Policy Statements and performs ongoing portfolio monitoring, but currently reports no assets under management and no active registered advisors.
Its stated investment approach combines fundamental analysis and modern portfolio theory with a long‑term trading orientation, and portfolios are tailored to clients’ goals, tax considerations, and documented risk tolerances. Financial planning engagements are delivered as discrete plans (with the option for additional services) and the firm also offers free educational seminars to the public.
The brochure discloses affiliations with an insurance practice and a related accounting/consulting entity that provides tax preparation and other services, and notes that supervised persons may accept insurance commissions — a potential conflict the firm describes and documents. The firm uses fixed‑fee arrangements for planning, requires clients to custody assets at specified custodians, discloses a prior regulatory action involving its principal that included a suspension and fine, and does not act as a private fund adviser.
Client services
Expertise
Fee options
Fixed financial planning fees range from $2,500 to $25,000 depending on scope and complexity.
$0 - $9,999,999: 1.50% $10,000,000 - $29,999,999: 1.35% $30,000,000 - $99,999,999: 1.15% $100,000,000+: 1.00%
Main office
200 W River Dr, Suite 16
St Charles IL 60174
Advisors at this office
2
Most active in
Illinois
Also doing business as
Pcfo · Pcfo Capital · Pcfo Capital, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Simon G
Series 65, Series 66
St Charles, IL
PCFO Capital
Simon Granner is a financial advisor at PCFO Capital with nine years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at Thrivent Financial and Rewired Planning, LLC. PCFO Capital provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm’s investment approach combines fundamental analysis and modern portfolio theory with a long-term trading orientation, tailoring portfolios to clients’ goals, tax considerations, and risk tolerances.
Paul B
Series 63, Series 65
St Charles, IL
PCFO Capital
Paul Brandwein is a financial advisor at PCFO Capital with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including First Trust Advisors L.P. and Capital Integration Systems, LLC. PCFO Capital provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm’s investment approach combines fundamental analysis and modern portfolio theory with a long-term trading orientation, tailoring portfolios to clients’ goals, tax considerations, and risk tolerances.
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