PDM Investment Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
PDM Investment Services advises individual investors, including some high-net-worth households, and offers portfolio analysis, design and discretionary portfolio management alongside financial planning, rollover IRA support and administrative services. The firm’s portfolios are constructed from no-load mutual funds, ETFs and individual stocks, and it provides periodic account reviews, tax-loss harvesting and retirement income planning.
The firm implements a blend of strategic adaptive asset allocation and tactical equity allocation across several model portfolios, selecting active and passive funds and individual stocks to match client risk profiles. It operates proprietary mutual fund and stock rating models (drawing on Morningstar metrics, valuation, technical and relative-strength factors) and maintains a long-term market indicator used to time large cash flows and sector rotation; the advisor also avoids leverage and other high-risk techniques and invests personal capital in the strategies.
Noteworthy for a firm of its size, PDM publishes a monthly Focused Growth Investor newsletter that informs its portfolio decisions and is distributed to clients and subscribers, and it documents formal security/fund ratings and market-timing guidance that are uncommon among independent peers. The firm manages roughly $33 million for about 30 clients across multiple portfolios on a discretionary basis, is not accepting new clients, and handles trading, reporting and compliance directly with custodial safeguards and described cybersecurity practices.
Client services
Expertise
Fee options
$300,000 - $500,000: 0.9% $500,000 - $1,000,000: 0.8% $1,000,000 - $1,300,000: 0.7% $1,300,000 - $2,000,000: 0.6% $2,000,000+: 0.5%
Account minimum: $300,000 Fee-only: Financial planning free to portfolio management customers; Focused Growth Investor Newsletter free to subscription clients starting in 2025 and portfolio management clients
Main office
Lake Orion MI
Advisors at this office
1
Most active in
Michigan
Also doing business as
Michalek, Philip David · Pdm Investment Services, LLC
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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