Peabody River Asset Management, LLC

Peabody River Asset Management provides fee‑only investment management, financial planning, and consulting to individuals, families, high‑net‑worth clients, trusts, and the endowments, reserves and charitable organizations of non‑profit institutions. In addition to standard individual portfolio services, the firm explicitly advises institutional and charitable clients—an uncommon focus for similar independent advisers—and offers an eleemosynary fee discount for not‑for‑profit organizations.

The firm constructs portfolios using a top‑down, four‑stage process (asset‑class allocation, asset location, asset allocation, and security selection) and typically implements strategies with ETFs, ETNs, MLPs, and individual bonds. Its approach is largely buy‑and‑hold with periodic rebalancing, tax‑aware retention of legacy holdings when appropriate, tilts toward smaller‑capitalization and value exposures where judged favorable, and limited use of options or futures only for knowledgeable, very risk‑tolerant clients.

Distinctive features include a compact asset base (roughly $12.9 million in AUM) and a small client roster while serving both individual and institutional/charitable mandates, a preference for an integrated low‑cost custody/trading platform, and a policy of not voting client proxies (though it will advise on proxy matters). The firm will, at a client’s request, delegate domestic equity management to independent value‑focused RIAs without raising the client’s total fee, uses third‑party quantitative risk models, and adheres to the CFA Institute’s ethical standards.