Peak Investment Advisors, Inc.

Peak Investment Advisors provides discretionary asset management and also refers clients to unaffiliated third‑party investment managers, serving individual investors, trusts, retirement plans and other entities. The firm manages accounts through custodial platforms (commonly Charles Schwab or Morningstar/Fidelity) and reports it managed approximately $102.7 million in client assets for about 113 clients as of December 2024.

The firm constructs individualized portfolios using mutual funds, exchange‑traded funds and equities, and applies a mix of fundamental, cyclical and technical analysis with a primary buy‑and‑hold orientation while permitting shorter‑term trades when appropriate. Investment recommendations are based on a documented investor profile and the firm will modify portfolios for special situations such as low‑basis stock, stock options, inheritances or closely held business interests.

Notable distinctions include an affiliation with an insurance agency owned by the firm’s principal, whose representatives may sell insurance products and receive separate commissions, a conflict the brochure discloses and addresses. The firm also acts as a solicitor for certain third‑party managers and receives a portion of those managers’ fees, requires discretionary authority for its in‑house management, and does not vote client proxies (clients retain proxy voting responsibility).