Peartree Advisory
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Peartree Advisory provides personal financial planning to individual clients, offering services such as risk analysis, asset allocation guidance, investment selection recommendations, and retirement distribution planning. The firm does not provide investment management or custody of client assets; clients are responsible for implementing any recommendations and the firm may coordinate with other professionals on legal or tax matters without providing legal or tax advice.
The firm’s planning process relies on an asset-allocation approach that assesses goals, risk tolerance, spending needs, tax considerations, and investment experience, and commonly recommends index-based mutual funds and ETFs while outlining the associated risks. Peartree expects to review plans periodically, at least annually, and may recommend changes to asset allocation or investment selection, but it does not monitor or manage client accounts on an ongoing basis.
Notably for a firm in the investment-manager category, Peartree operates on a fee-only basis billed through hourly rates or an annual flat fee rather than percentage-of-assets-under-management, and it does not accept commissions or performance-based fees. The firm is newly established in 2025, operates at a small scale, and accepts modern online payment methods (for example, PayPal and Venmo) for fee collection, which are features that distinguish it from many peers.
Client services
Expertise
Fee options
Base annual flat fee $2,750, billed quarterly; may be higher depending on client needs
$325/hour
Fee-only: $325/hour or $2,750 annual flat fee, may be higher depending on client circumstances
Main office
Rochester NY
Advisors at this office
1
Most active in
New York
Also doing business as
David S Peartree Dba Peartree Advisory · Peartree Advisory
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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