Pebble Valley Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Pebble Valley Wealth Management is an SEC-registered advisory firm that provides discretionary investment management, comprehensive financial planning, and retirement-account advice to individuals, high-net-worth clients, and retirement plans. The firm manages approximately $129 million in discretionary assets for roughly 97 clients and delivers ongoing portfolio supervision and periodic financial planning deliverables.
PVWM builds portfolios primarily with low-cost mutual funds and ETFs but will use individual stocks, bonds, and option contracts as appropriate; strategies are generally long-term but the firm may trade or reallocate positions more quickly for rebalancing or client-specific objectives. The firm employs both fundamental and technical analysis, conducts regular reviews, and provides fiduciary guidance on ERISA and IRA matters including rollover discussions.
A distinctive operational feature is the firm’s use of options and other derivatives within client accounts, a capability that is relatively uncommon among peers in its category and is used for hedging and strategy implementation. The small advisory team includes professionals holding advanced credentials (CFP, CFA, FSA), the firm may hold limited custody through client login access and therefore undergoes an independent annual surprise examination, and it recently transitioned to SEC registration.
Client services
Expertise
Fee options
$0 - $250,000: Fee available with minimum $750 annual fee, using only ETFs and no options strategies $0 - $500,000: Comprehensive Financial Planning with Investment Management includes $2,200 fixed annual planning fee billed quarterly plus 0.70% annually on assets, $750 minimum asset-based fee per year $0 - $250,000: Investment Management Services: 0.75% annually up to first $1,000,000 $250,001 - $1,000,000: Investment Management Services: 0.75% annually up to first $1,000,000 $1,000,001 - $3,000,000: Comprehensive Financial Planning with Investment Management: 1.00% annually up to first $1,000,000; Investment Management Services: 0.60% annually on next $2,000,000 $1,000,001 - $3,000,000: Investment Management Services: 0.60% annually on next $2,000,000 $3,000,001+: Comprehensive Financial Planning with Investment Management: 0.50% annually on balances above $3,000,000; Investment Management Services: 0.45% annually on balances above $3,000,000
Account minimum: $500,000 for Comprehensive Financial Planning with Investment Management; $250,000 for Investment Management Services Minimum fee: For assets below $500,000 in Comprehensive Financial Planning with Investment Management: fixed annual planning fee of $2,200 billed quarterly plus 0.70% annually on assets (with $750 minimum asset-based fee per year); For Investment Management Services below $250,000: minimum fee of $750 per year Fee-only: Fixed financial planning services fees ranging from $4,100 to $10,000 per engagement
Main office
4365 Lawn Avenue, Suite 5
Western Springs IL 60558
Advisors at this office
2
Most active in
Illinois · Nebraska · Texas
Also doing business as
Pebble Valley Holdings, Inc · Pebble Valley Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kirk K
CFP®, CFA®
Western Springs, IL
Pebble Valley Wealth Management
Kirk Kreikemeier is a CFP® and CFA® with 18 years of experience in financial advising. He has worked at Pebble Valley Wealth Management since 2008, where he is one of two advisors. Pebble Valley Wealth Management serves individual, charitable, and corporate clients, offering discretionary portfolio management, financial planning, and pension consulting. The firm’s investment approach focuses on asset allocation and mutual fund/ETF selection, with a notable use of derivative-based option strategies and selective digital-asset exposures within client portfolios.
Allison M
CFP®
Western Springs, IL
Pebble Valley Wealth Management
Allison Meers is a CFP® professional with four years of industry experience. She has worked at Pebble Valley Wealth Management since 2021 and previously was with CIBC from 2012 to 2021. Pebble Valley Wealth Management serves individual, charitable, and corporate clients, offering discretionary portfolio management, financial planning, and pension consulting. The firm’s investment approach includes asset allocation and mutual fund/ETF selection supported by technical analysis and third-party research, with a notable use of derivative-based option strategies within separately managed accounts.
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