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Peltoma Capital Partners

Updated today

Client AUM

$211,213,434

Clients

79

Advisors

3

of 3 employees

About

Peltoma Capital Partners serves individuals — including high-net-worth clients — as well as corporations and other business entities, offering wealth management, investment management, financial planning, tax planning, and retirement plan consulting. The firm operates on a fee-only basis and provides both ongoing and project-based planning engagements alongside discretionary portfolio management.

The firm’s investment process emphasizes asset allocation informed by Modern Portfolio Theory and a mix of passive and active strategies, with portfolios tailored to clients’ stated objectives, risk tolerance, and time horizon; socially responsible (ESG) approaches are available on request. PCP typically manages accounts on a discretionary basis, provides ongoing monitoring and written financial plans, and uses third-party custodians for trade execution and reporting.

Distinctive elements include an institutional service profile uncommon for similar-sized supported firms: PCP advises employer plan sponsors and maintains an “institutional treasury management” fee schedule in addition to serving individual clients. The advisory team includes a CFA charterholder and multiple CFP® professionals, the firm is strictly fee-only (no commission or performance-based compensation), and it does not vote client proxies, leaving that responsibility to clients.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Business ownership considerations Tax strategies for small businesses Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting College savings (529s, UTMA, etc.)

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Annual flat fee for Wealth Management Services between $8,000 and $18,000 for clients with up to $1,000,000 in assets; Retirement Plan Consulting flat fee ranges from $6,000 to $50,000 (negotiable).

Percentage

$0 - $10,000,000: 0.50% $10,000,001+: 0.25%

Project-based

Hourly rate starts at $500 for Project-Based Financial Planning; fees negotiable.

Other

Minimum fee: Minimum quarterly fee of $2,000 for Wealth Management Services and Standalone Investment Management Services Fee-only: Firm is fee-only; only compensated by client fees, no commissions received.

Main office

Austin TX

Advisors at this office

3

Most active in

California · Montana · North Carolina · Oregon · Texas · Virginia

Also doing business as

Peltoma Capital Partners · Peltoma Capital Partners, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Rubin M

CFA®, Series 63

Austin, TX

Peltoma Capital Partners

Rubin Miller is a CFA charterholder with 11 years of industry experience. He is currently an advisor at Peltoma Capital Partners and previously worked at Perspective Wealth Partners and Dimensional Fund Advisors. Miller operates an investment-related blog, www.fortunesandfrictions.com. Peltoma Capital Partners serves individuals, high-net-worth clients, corporations, and business entities with wealth management, investment management, financial planning, tax planning, and retirement plan consulting. The firm employs a fee-only model, combining passive and active strategies guided by Modern Portfolio Theory, and offers tailored portfolios including ESG options.

Business ownership considerations Tax strategies for small businesses Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting College savings (529s, UTMA, etc.) Founder/Business Owner

Rachael L

CFP®

Austin, TX

Peltoma Capital Partners

Rachael is a Partner and Director of Financial Planning at Peltoma Capital Partners. She splits time between Austin, TX and Park City, UT with her husband, daughter, and Australian Shepherd. With over a decade of financial experience, Rachael is passionate about leveraging financial planning to help people reclaim life’s most valuable asset—time—and using it to construct lives of meaning, happiness, and fulfillment. Before finding her niche at Peltoma in 2023, Rachael honed her investment expertise as a Regional Director at Dimensional Fund Advisors, a leading global investment manager renowned for applying empirical research to real-world investment portfolios. In that role, she oversaw billions of dollars in assets and consulted to many of the nation’s top performing financial advisory firms on asset allocation and evidence-based investing principles. As a result of that experience, she sought to build the type of advisory firm that she would like to be a client of. An avid traveler, Rachael is passionate about empowering others to experience the world more deeply. Having ventured through 38 countries (and counting), she champions the myriad benefits of sabbaticals, remote work experiences, and long term travel opportunities. Rachael graduated magna cum laude from The University of Texas at Austin, earning her Bachelor's degree in Finance. As a holder of the CERTIFIED FINANCIAL PLANNER™ designation, she is committed to serving clients as a fiduciary, which means acting in the best interests of the client at all times when providing financial advice.

Business ownership considerations Tax strategies for small businesses Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting College savings (529s, UTMA, etc.) Financial Professional Technology Professional Mid-Career Professionals
user avatar

Emily T

CFP®

Austin, TX

Peltoma Capital Partners

Emily Teague is a CFP® professional currently with Peltoma Capital Partners, where she has worked since 2025. She has two years of overall industry experience, including three years at Dimensional Fund Advisors and prior roles related to Washington and Lee University. Peltoma Capital Partners serves individuals, corporations, and business entities with wealth management, investment management, financial planning, tax planning, and retirement plan consulting. The firm uses a fee-only model and combines passive and active investment strategies guided by Modern Portfolio Theory, offering tailored portfolios and socially responsible options upon request.

Business ownership considerations Tax strategies for small businesses Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting College savings (529s, UTMA, etc.) Founder/Business Owner
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