A complete list of active advisors currently associated with Penny Earned Financial

Warmer can help you find a great advisor at Penny Earned Financial or one who fits your needs even better.

Penny Earned Financial is a fee-only, independent, solo-advisor firm that provides comprehensive financial planning services to individuals and high-net-worth individuals. The firm maintains a very small client base and does not provide portfolio management or custody of client assets, instead delivering recommendations as part of planning engagements. The firm’s planning process relies on Modern Portfolio Theory concepts and emphasizes asset allocation, passive index funds, and mutual fund/ETF analysis, with the option to incorporate socially responsible (ESG) considerations when clients request them. Because the firm does not place trades for clients, recommended implementations are carried out by clients through their chosen custodians, and plan reviews are performed periodically or when clients report material changes. What is noteworthy about this firm is its compensation and client focus: it uses fixed recurring and project-based planning fees rather than percentage-of-AUM billing, and its client mix is concentrated toward high-net-worth individuals rather than non‑HNW retail clients. The practice is recently established and run by a single planner who also has outside full‑time employment, a conflict the brochure notes is mitigated by the firm’s lack of discretionary trading.

To learn more about the advisors currently working at Penny Earned Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Dedrick Curtis	Fort Belvoir, VA	1

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

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