People First Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
People First Financial Advisors is an independent, single-advisor firm that primarily serves government and quasi-government issuers, with work historically concentrated on Maryland state and local municipal bond issuers. Services focus on municipal financial advisory work—structuring bond transactions, reviewing bond documentation, drafting and evaluating RFPs/RFQs for underwriters, and acting as a bidding agent for investments of bond proceeds.
The firm typically provides non‑discretionary, advisory support rather than acting as a primary asset manager: it reviews quantitative analyses prepared by other finance team members today and intends to develop greater in‑house quantitative and investment advisory capabilities. When advising on portfolios, People First describes using asset allocation and market‑timing signals alongside fundamental and technical research, with clients executing trades through their own selected brokers.
What distinguishes People First from many solo independent advisers is its municipal-advisory focus and regulatory standing as a municipal advisor, together with experience and stated intent to serve as a competitive bidding agent for both escrow investments and interest‑rate management contracts—roles that are uncommon among peers. The firm also reports a history of working almost exclusively with public issuers and has not managed client assets or maintained assets under management to date, and it emphasizes avoiding broker‑dealer conflicts such as accepting soft‑dollar benefits.
Client services
Occupation focus
Fee options
Fixed fees based on transaction size for debt-related services: Up to $75M base fee $40,000 + $0.20 per bond up to $55,000 max; $75M-$100M base fee $55,000 + $0.30 per bond up to $85,000 max; Over $100M base fee $85,000 + $0.50 per bond, max negotiable; One-time bidding agent fee for bond proceeds investment providers: lesser of $33,000 or 0.2% of transaction base; One-time bidding agent fee for derivative products: up to 0.05% of initial notional amount; Fixed annual fee (negotiated) for pension consulting and education
$0 - $50,000: 2.50% $50,001 - $250,000: 2.00% $250,001 - $500,000: 1.50% $500,001+: 1.00%
$350/hr (President and CEO), $250/hr (Senior Advisor), $115/hr (Junior Advisor) - negotiable
Fee-only: Negotiated hourly fee schedule: President and CEO $350/hr, Senior Advisor $250/hr, Junior Advisor $115/hr; Fixed fees for consulting services; Other fixed/negotiated fees based on transaction size or complexity
Main office
8181 Professional Place, Suite 202
Landover MD 20785
Advisors at this office
1
Most active in
Maryland · Virginia
Also doing business as
Financial Advisory Investment Group, LLC · Financial Advisory Investment Management Group, LLC · People First Financial Advisors · Strategic Solutions Center, LLC
Disclosures
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Business activities & affiliations
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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