Performance Tracking Inc.

Performance Tracking Inc. provides portfolio management and investment research to individual investors — including IRAs, rollovers, trusts, personal accounts, and 401(k)/pension participants who elect individual custodians. The firm manages portfolios primarily with no-load and load‑waived mutual funds and ETFs, and delivers monthly, position-level performance tracking updates to clients.

PTI’s investment process screens a broad universe of funds (approximately 3,000) and assigns a PT Grade (0–100) that combines multiple performance measures and Morningstar data; portfolios are typically built from funds with PT Grades above 70 and positions are considered for exchange when grades fall below 45. The firm practices low-turnover, non‑market‑timing management, provides discretionary authority for fund positions while allowing clients to retain and self-manage individual stock holdings, and permits clients to set fixed minimum allocations to cash, short-term bonds, or growth exposure.

Noteworthy features include separate, detailed reporting and ranking for client‑managed stock positions alongside managed fund holdings and a roughly equal split between discretionary and non‑discretionary assets, which is less common for single‑advisor practices. PTI emphasizes transparency—providing itemized billing within its monthly updates, disclosing how PT Grades are calculated on request, and not accepting compensation from fund families or performance‑based fees.