Pers Pro
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About
PERS Pro LLC is a state-registered, fee-only advisory firm run by a sole principal that provides comprehensive financial planning and related services. Its client base is focused on individuals—particularly mid- to late-career state employees and public pension participants—and the firm offers planning, implementation support, periodic plan updates with integrated tax preparation, retirement checkups, and educational content.
The firm’s work is structured around a multi-step, client-driven financial planning process that culminates in written recommendations and optional implementation and update services. For investment advice it favors a passive, long-term, index-based approach (ETFs and index funds) and provides asset-allocation guidance while clients retain custody and manage their own investment accounts.
PERS Pro’s business model is notable among its independent peers because it does not provide portfolio management for individual client accounts and does not charge percentage-of-assets fees, instead operating on flat fees for discrete services. It also offers several specialized and less-common offerings for a small firm—dedicated coaching on PERS pension decisions, standalone retirement checkups, tax-preparation as an add-on, and pro-bono or educational outreach tied to local public-school partnerships.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial Planning Services flat fees $3,000-$6,000; Financial Plan Implementation $300/month; Financial Plan Update and Tax Preparation $1,200-$3,000; Retirement Checkup $400-$800
PERS Coaching fixed fee $200 per hour, non-negotiable
Fee-only: Financial Planning Services flat fees range from $3,000 to $6,000 depending on complexity and negotiable; Financial Plan Implementation is $300 per month non-negotiable; Financial Plan Updates and Tax Preparation flat fees range from $1,200 to $3,000 depending on complexity and negotiable; PERS Coaching fixed fee is $200 per hour non-negotiable; Retirement Checkup fixed fees range from $400 to $800 depending on complexity and negotiable
Main office
Vancleave MS
Advisors at this office
1
Most active in
Mississippi
Also doing business as
Pers Pro · Pers Pro LLC
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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