A complete list of active advisors currently associated with Personal Financial Specialists

Warmer can help you find a great advisor at Personal Financial Specialists or one who fits your needs even better.

Personal Financial Specialists primarily serves retirement plans and plan participants, along with IRA and money-management clients, providing plan communication, administrative services and investment advice tailored to participant needs. The firm assists with initial fund selection, ongoing participant education and administrative support for qualified retirement plans in addition to offering account access and reporting for IRA and money-management clients. The firm’s investment approach is largely non-discretionary: recommendations are typically limited to mutual funds and ETFs available through Charles Schwab’s no-transaction-fee lists (with a preference for funds rated 4– or 5‑star by Morningstar) and are guided by a primary-market-trend framework intended to keep clients invested during uptrends and more defensive during downtrends. Personal Financial Specialists combines technical and fundamental analysis, does not engage in day trading, and generally does not assume discretionary control of individual stock positions. Noteworthy operational features include that the principal is also a registered representative and registered principal with LPL Financial and may execute commissionable transactions separate from advisory fees, while advisory accounts are placed with Charles Schwab. The firm emphasizes pension-consulting and participant-level services (including multiple pricing options that allocate plan administration costs among participants), does not take custody of client funds, and generally delegates proxy voting to clients.

To learn more about the advisors currently working at Personal Financial Specialists, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.