Personal Prosperity LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
B2 Innovations LLC, doing business as Personal Prosperity LLC, is a fee-only registered adviser that provides investment management along with ongoing and project-based financial planning to individual and high-net-worth clients. The firm reports roughly $22.1 million in assets under management and serves a small client base, offering tailored portfolios and comprehensive planning engagements.
The firm's investment approach emphasizes Modern Portfolio Theory and diversification, supplemented by cyclical analysis when appropriate, and blends passive and active strategies to match client goals and risk tolerance. Personal Prosperity manages accounts directly, may recommend third‑party managers, and uses a third‑party platform to review and rebalance held‑away retirement plan assets while providing ongoing review and client communication.
Notably, the brochure discloses that the firm may employ borrowing (margin) and derivatives (including options) within separately managed accounts—practices that are less common among peers. The firm also uses multiple custodial relationships and insurance networking channels (including recommending annuity products through third‑party networks), which can affect how certain client assets and recommendations are implemented.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 0.60% $1,000,001 - $3,000,000: 0.50% $3,000,001 - $5,000,000: 0.40% $5,000,001+: 0.30%
Project-Based Financial Planning at $200 per hour
Ongoing Comprehensive Financial Planning billed monthly
Minimum fee: Minimum quarterly fee for Investment Management is $300/quarter Fee-only: Ongoing Comprehensive Financial Planning: upfront charge $500-$5,000 plus annual ongoing fee $2,400-$12,000 billed monthly; Project-Based Financial Planning: $200/hour
Main office
Spring TX
Advisors at this office
1
Most active in
Texas
Also doing business as
B2 Innovations LLC · Personal Prosperity LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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