Peters Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Peters Financial LLC serves individual investors, high‑net‑worth clients, and small‑business retirement plans, offering discretionary portfolio management, financial planning, and facilitation of estate‑planning document preparation. The firm prepares an Investment Policy Statement for each client and provides both ongoing account management and one‑time planning engagements.
The firm applies a mix of fundamental, quantitative, technical and modern portfolio theory analyses and pursues a long‑term trading approach, primarily recommending mutual funds and ETFs. It uses the Smartleaf Portfolio Manager system on a discretionary basis to implement account settings while retaining responsibility for selecting target portfolios and restrictions, and it does not accept proxy‑voting authority for client securities.
Peters Financial is notable for its affiliations outside of traditional investment advice: it shares ownership with a tax preparation and consulting business and with multiple insurance agencies and insurance consulting entities, and it facilitates estate plans through a third‑party online provider. Those outside business activities — including commissionable insurance sales, mortgage origination, bookkeeping and continuing‑education businesses — are disclosed in the brochure and described as potential conflicts that the firm manages and that clients are not required to use.
Client services
Expertise
Fee options
Fixed fees for financial plans ranging from $2,500 to $3,000; estate planning fees vary by service (e.g., Basic Will $700-$1,200, Complex Will $700 + $100/hr after 4 hours, etc.)
$0 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50%
Insurance commissions received by superivsors for sale of insurance products; commissions are not primary source of compensation
$250 per hour for financial planning services
Minimum fee: $30 annual fee for client-managed accounts
Main office
Richmond VA
Advisors at this office
1
Most active in
Illinois · Louisiana · North Carolina · South Carolina · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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