Petra Wealth Management
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About
Petra Wealth Management is a fee-only advisory firm that provides discretionary investment management and financial planning to individuals, high-net-worth clients, charitable organizations, small businesses, and trusts. Its services include portfolio management across equities, fixed income, mutual funds and ETFs, comprehensive financial planning (business planning and valuation, divorce planning, retirement planning, insurance review) and management of held-away retirement accounts.
The firm works with clients to develop individualized investment policies and asset allocation targets, typically implementing those strategies on a discretionary basis and reviewing accounts at least quarterly. PWM uses both fundamental and technical analysis to construct models and may rebalance held-away employer-sponsored accounts (401(k), 403(b), 457 and similar plans) through a third-party platform (HAMS) to manage allocations and internal fees.
Compared with peers, the brochure emphasizes a broader institutional and business-facing service set than is typical for a solo independent adviser — explicit offerings for business planning, employee benefits optimization, business valuation and management of employer-sponsored retirement assets align with serving pension/profit-sharing and corporate or organizational clients, as well as charitable organizations. The firm manages approximately $7.6 million across about 21 client relationships, operates on a percentage-of-AUM, fee-only basis, and places custody and execution through an institutional custodian platform.
Client services
Expertise
Occupation focus
Fee options
Annual fee not exceeding 1.75%, billed monthly in arrears
Financial planning billed at $250 per hour
Account minimum: $100,000 Fee-only: PWM is a fee-only firm, compensated solely by its Clients with no commissions or sales-related compensation
Main office
Fredericksburg VA
Advisors at this office
1
Most active in
Virginia
Also doing business as
Petra Wealth Management · Petra Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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