Petra Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,642,453
Clients
21
5% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
21
TypicalAverage account size
$363,926
About
Petra Wealth Management is a fee-only advisory firm that provides discretionary investment management and financial planning to individuals, high-net-worth clients, charitable organizations, small businesses, and trusts. Its services include portfolio management across equities, fixed income, mutual funds and ETFs, comprehensive financial planning (business planning and valuation, divorce planning, retirement planning, insurance review) and management of held-away retirement accounts.
The firm works with clients to develop individualized investment policies and asset allocation targets, typically implementing those strategies on a discretionary basis and reviewing accounts at least quarterly. PWM uses both fundamental and technical analysis to construct models and may rebalance held-away employer-sponsored accounts (401(k), 403(b), 457 and similar plans) through a third-party platform (HAMS) to manage allocations and internal fees.
Compared with peers, the brochure emphasizes a broader institutional and business-facing service set than is typical for a solo independent adviser — explicit offerings for business planning, employee benefits optimization, business valuation and management of employer-sponsored retirement assets align with serving pension/profit-sharing and corporate or organizational clients, as well as charitable organizations. The firm manages approximately $7.6 million across about 21 client relationships, operates on a percentage-of-AUM, fee-only basis, and places custody and execution through an institutional custodian platform.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Divorce financial planning
Cash flow / budgeting
Retirement withdrawal strategies
Occupation focus
Founder/Business Owner
Fee options
Annual fee not exceeding 1.75%, billed monthly in arrears
Financial planning billed at $250 per hour
Account minimum: $100,000 Fee-only: PWM is a fee-only firm, compensated solely by its Clients with no commissions or sales-related compensation
Main office location
Petra Wealth Management
Fredericksburg VA, United States
Number of offices
1
Most active in
Petra Wealth Management has reported serving >5 clients in these states in the last 12 months.
Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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