Pharaoh Financial Group, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
The firm provides financial planning and consulting to individuals, families, business owners and also to pension and profit‑sharing plans, trusts, estates, charitable organizations and businesses. Services are delivered on an hourly or fixed‑fee basis for comprehensive planning, and the firm is also a licensed insurance broker that implements insurance recommendations for clients.
The firm’s approach emphasizes client education, values‑based planning and communication, using fundamental analysis and evaluations of economic, market and industry cycles to inform recommendations. Accounts and plans are monitored monthly and reviewed with clients at least twice yearly, while investment implementation is handled through the principal’s separate capacity with an affiliated broker‑dealer and custodian.
Noteworthy for its peer group, the firm discloses both its insurance brokerage activity (receiving customary commissions) and its affiliation with a broker‑dealer, and it explicitly offers pension and profit‑sharing plan advisory services. The firm also highlights that it does not take custody or discretionary control of client assets and generally charges hourly or flat planning fees rather than a percentage‑of‑AUM fee.
Client services
Financial planning
Pension consulting
Expertise
General retirement planning
Income planning
Life insurance needs analysis
Long-term care insurance
General tax planning
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Approaching retirement
Retired
Mid-Career Professionals
Fee options
Flat fee financial planning ranging from $1,200 to $5,000; commonly $2,250 for a comprehensive plan
Receives normal commissions for insurance products sold as a licensed insurance broker; no obligation for clients to implement insurance recommendations through PFG
$200 per hour for financial planning services; $60 per hour for paraplanner services
Account minimum: $250,000 Fee-only: Hourly financial planning services at $200 per hour; Paraplanner hourly fee of $60; flat fees ranging from $1,200 to $5,000, with $2,250 being the most common for a comprehensive financial plan
Main office location
Pharaoh Financial Group, Inc.
Pacific Grove CA, United States
Number of offices
1
Most active in
Pharaoh Financial Group, Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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