PharmD Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
PharmD Financial Planning LLC provides investment management and financial planning services to individuals, high‑net‑worth clients, and nonprofit organizations, offering ongoing comprehensive planning as well as hourly and business‑planning engagements. The firm reports roughly $35 million in discretionary assets under management and serves a small client base with personalized planning and portfolio services.
The firm’s investment process centers on allocating client assets among SEI Investments Company asset allocation models and various independent outside managers, assisting clients with manager selection, account setup, and periodic reviews; it emphasizes long‑term investing, diversification, strategic asset allocation, and periodic rebalancing. SEI Private Trust Company is used as the custodian and reporting platform, and PDFP may recommend investments that include mutual funds, ETFs, and certain outside manager strategies such as private credit or other manager programs.
PDFP departs from common industry practice by not relying on percentage‑of‑assets advisory fees and instead charging a fixed advisory fee for its ongoing planning and investment management services, including for some clients who have no investable assets under management. The firm also discloses the use of endorsements and client testimonials in its advertising, does not accept third‑party compensation for product sales, and adheres to CFP®‑based fiduciary standards.
Client services
Expertise
Occupation focus
Fee options
Hourly financial planning services offered; specific rates not stated
Minimum fee: Fixed annual fee of $12,000, paid quarterly as $3,000/quarter Fee-only: Fixed fee of $12,000 annually for financial planning and investment management services
Main office
125 28th St. NE, Suite 2
Owatonna MN 55060
Advisors at this office
1
Most active in
Minnesota · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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