Phil A. Younker & Associates, Ltd.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Phil A. Younker & Associates provides discretionary portfolio management and wealth-planning services to individuals (including high-net-worth families), pension and profit-sharing plans, estates, trusts, charitable organizations, and businesses. The firm reports managing approximately $202 million for about 113 clients, offers multigenerational wealth planning coordinated with clients’ legal and accounting advisors, and does not impose a minimum account size.
The firm primarily practices passive investment management using index mutual funds and exchange-traded funds, while also employing fundamental and technical analysis and referring clients to third-party outside managers when appropriate. PY&A conducts periodic reviews of accounts and outside managers, monitors manager holdings, concentrations and compliance, and delivers performance evaluations at least annually with quarterly account reviews.
Notable features disclosed in the brochure include a fee-sharing arrangement with outside managers (disclosed as a potential conflict of interest) and the availability of fixed-fee multigenerational planning services, which may be negotiated or waived for clients with significant assets managed by the firm. The adviser maintains limited custody only for fee withdrawal, uses standing letters of authorization for certain transfers, does not vote client proxies, and operates with a two-advisor team-based approach for client continuity.
Client services
Expertise
Fee options
Fixed fees for Multigenerational Wealth Services are negotiated on a case-by-case basis depending on complexity; fees may be waived for clients with significant assets managed by the firm.
$0.00 - $500,000: 1.00% $500,001+: 0.80%
Main office
Fairbanks AK
Advisors at this office
2
Most active in
Alaska · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Phil Y
Series 63
Fairbanks, AK
Phil A. Younker & Associates, Ltd.
Phil Younker, Jr. is a financial advisor with Phil A. Younker & Associates, Ltd. in Fairbanks, Alaska, holding a Series 63 designation and over 30 years of industry experience. He has been with Phil Younker & Associates since 1986. Phil A. Younker & Associates provides discretionary portfolio management and wealth-planning services to individuals, pension and profit-sharing plans, estates, trusts, charitable organizations, and businesses. The firm primarily uses passive investment management strategies with index mutual funds and ETFs, complemented by fundamental and technical analysis and third-party manager referrals.
Jaime G
Series 65
Fairbanks, AK
Phil A. Younker & Associates, Ltd.
Jaime Graham is a financial advisor at Phil A. Younker & Associates, Ltd. with eight years of industry experience. He holds a Series 65 credential and has previously worked at Abridge Partners, LLC. Phil A. Younker & Associates provides discretionary portfolio management and wealth-planning services to individuals, pension and profit-sharing plans, estates, trusts, charitable organizations, and businesses. The firm primarily uses passive investment strategies with index mutual funds and ETFs, complemented by fundamental and technical analysis and coordination with outside managers.
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