Phillips Wealth Planners LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$328,767,754
Clients
312
Advisors
2
of 6 employees
About
Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, high‑net‑worth clients, families, trusts, estates, and small businesses. The firm’s Form ADV describes customized portfolio construction using individual equities, ETFs, individual bonds and mutual funds, as well as project‑based or ongoing financial planning and 3(38) retirement plan services.
The advisor takes a primarily long‑term approach while using both fundamental and technical analysis and may transact in shorter timeframes for rebalancing or tactical needs; portfolios are tailored to client goals, risk tolerance and stated restrictions. The brochure discloses use of third‑party platforms and unaffiliated independent managers for certain accounts and notes that the firm selects share classes with attention to tax and custodial constraints.
Compared with many peers, Phillips Wealth manages a relatively large asset base (about $341 million) with a small advisory team and discloses institutional relationships with its custodian that provide software and support. The firm’s public materials (the firm website is cited in the ADV) reference third‑party ratings, and the ADV/related disclosures indicate the firm may, in certain circumstances, utilize borrowing within managed accounts accessed through third‑party platforms or independent managers.
Client services
Expertise
Fee options
Financial planning services may be charged as negotiated fixed fees based on scope and expected hours
$0+: 0.35% to 2.00% annually (based on factors including scope, complexity, asset level, relationship complexity) $0+: Up to 2.00% annually for retirement plan advisory services (based on plan size and scope)
Certain advisory persons are licensed insurance professionals earning commissions separately from advisory fees for insurance product sales
Financial planning services hourly fees up to $300 per hour
Account minimum: $5,000 Fee-only: Wealth management fees based on assets under management, financial planning fees charged hourly (up to $300/hour) or fixed fee engagements negotiated per project, retirement plan advisory fees asset-based up to 2.00%
Main office
104 West Lampkin Street
Starkville MS 39759
Advisors at this office
2
Most active in
Alabama · Florida · Georgia · Louisiana · Mississippi · Tennessee · Texas
Also doing business as
Phillips Financial · Phillips Wealth Partners LLC · Phillips Wealth Planners LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Lynn P
CFP®, Series 63
Starkville, MS
Phillips Wealth Planners LLC
Lynn Phillips Gaines is a CFP® with 44 years of industry experience, currently serving at Phillips Wealth Planners LLC since 2022. She previously worked at Raymond James Financial Services Advisors, Inc. for 13 years and operated Phillips Financial and Lynn Phillips Inc. for over a decade. Outside of advisory work, she owns and partners in several businesses, including Early Building Construction, LLC and Endeavour Enterprises, LLC. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach tailored to client goals, utilizing fundamental and technical analysis, and offers customized portfolios including equities, ETFs, bonds, and mutual funds.
Lauren B
CFP®, Series 63
Starkville, MS
Phillips Wealth Planners LLC
Lauren Black is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Phillips Wealth Planners LLC since 2022. Her prior experience includes roles at Raymond James Financial Services Advisors and Phillips Financial. She is involved with the nonprofit Bridges Out of Poverty as Treasurer and holds several board positions in local educational organizations. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach with strategic asset allocation, internal due diligence, and ongoing portfolio monitoring.
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