Phoundational LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Phoundational LLC is an independent, fee‑only registered investment adviser that provides financial planning and investment consulting to a small client base that includes individuals, high‑net‑worth clients, charitable organizations, foundations, endowments, corporations, and other businesses. The firm operates as a consultant rather than an asset manager, recommending publicly traded securities and planning strategies while clients retain custody and control of their accounts.
The firm emphasizes client education and a structured, multi‑phase engagement—covering discovery, evaluation, knowledge, synthesis, action, and monitoring—to develop customized, liability‑aware asset allocation plans that primarily utilize passive index funds and ETFs. Phoundational’s approach focuses on collaboration and client independence; it does not exercise investment discretion or execute trades on behalf of clients.
Notably, Phoundational does not provide portfolio management for individual accounts and does not charge percentage‑of‑assets (AUM) fees, instead arranging engagements through fixed‑price and hourly consulting arrangements and accepting a range of digital payment methods. The firm also disclosed and resolved a prior registration error through self‑reporting and a consent order with the California Department of Financial Protection and Innovation, and it maintains a written code of ethics and a stated fiduciary standard.
Client services
Expertise
Fee options
Fixed fees may reach up to $30,000 depending on scope and complexity
Up to $1,100 per hour
Fee-only: Fixed fees up to $30,000 for broad and complex engagements; Hourly fees up to $1,100 per hour
Main office
Nicasio CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")