Physician Family Financial Advisors Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Physician Family Financial Advisors serves physician families and other individual clients, and it also advises a small number of employer‑sponsored retirement plans. The firm offers financial planning, investment guidance, and discretionary account management and identifies its mission as helping physician families move toward financial security while acting as a fiduciary under applicable law.
The firm’s investment approach emphasizes diversified, passive allocations—primarily index mutual funds and ETFs—combined with a balanced stock-and-bond mix, a fully invested stance, and tax-aware practices such as tax‑loss harvesting in accounts sub‑advised by Betterment. Managed accounts are monitored at least annually, and the firm may recommend or use sub‑advisors and custodians (including Betterment, Charles Schwab, and Altruist) depending on client needs.
Noteworthy operational features that distinguish the firm from many peers include a non‑AUM fee model (monthly membership fees and optional one‑time planning fees rather than percentage‑of‑assets fees) and an arrangement to cover Betterment’s sub‑advisory costs as part of membership. The brochure also discloses that the firm pays professional organizations to be listed as an advisor (used for referrals/endorsements), uses AI note‑taking software in video calls with an opt‑out option, and reports a recently resolved regulatory matter involving a representative’s late state registration.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Monthly membership fee charged at beginning of each service period via ACH, nonrefundable. Specific amount not stated in brochure; visit https://www.physicianfamily.com for pricing.
Fee-only: Monthly membership fee (specific amount not disclosed, see firm website). One-time financial plan preparation fee may be charged (specific amount not disclosed). Fees may be waived or reduced at discretion.
Main office
See office9450 SW Gemini Dr, Pmb 52736
Beaverton OR 97008-7105
Advisors at this office
2
Offices (2)
Most active in
California · Colorado · Florida · Georgia · Illinois · Louisiana · Nebraska · New Hampshire · New Jersey · New York · Ohio · Oregon · Pennsylvania · Tennessee · Texas · Virginia · Washington
Also doing business as
Physician Family Financial Advisors · Physician Family Financial Advisors Inc · Utley Financial Planning Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kyle H
Series 65
Beaverton, OR
Physician Family Financial Advisors Inc
Kyle Hoelzle is a financial advisor at Physician Family Financial Advisors Inc in Beaverton, Oregon, holding a Series 65 credential with 10 years of industry experience. He has worked at Physician Family Financial Advisors Inc since 2015. Physician Family Financial Advisors serves physician families and other individual clients, as well as a small number of employer-sponsored retirement plans. The firm focuses on diversified, passive investment allocations using primarily index mutual funds and ETFs, combining tax-aware strategies with a balanced stock-and-bond mix while offering financial planning, investment guidance, and discretionary account management.
Chelsea J
CFP®, Series 65
Orlando, FL
Physician Family Financial Advisors Inc
Chelsea Jones is a CFP® and holds a Series 65 license with six years of experience in financial advising. She has been with Physician Family Financial Advisors Inc since 2019 and previously worked at the WKU Center for Financial Success and Western Kentucky University. Her background also includes roles outside finance in health and recreation facilities. Physician Family Financial Advisors serves physician families and individual clients, offering financial planning, investment guidance, and discretionary account management. The firm employs a diversified, passive investment approach with tax-aware strategies and uses a non-AUM fee model.
Nathan R
Series 65
Beaverton, OR
Physician Family Financial Advisors Inc
Nathan Reineke is a financial advisor with Physician Family Financial Advisors Inc in Beaverton, OR, holding a Series 65 designation and eight years of industry experience. He has worked at Physician Family Financial Advisors since 2018 and previously spent two years at Daimler Trucks North America. Physician Family Financial Advisors serves physician families and other individual clients, as well as a small number of employer-sponsored retirement plans. The firm employs a diversified, passive investment approach focused on index mutual funds and ETFs, alongside tax-aware strategies, and operates using a non-asset-under-management fee model.
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